Protect yourself, your vehicle, and others on the road. Learn about car insurance in Norway for expats in our guide, then shop around using our site!
Did you know that a recent study out of Norway found that nearly half of their drivers exceed the speed limit? And although this may not seem out of the norm nearly 30% of fatal car accidents occur because of speeding.
This is why it's important to be an alert and thoughtful driver, but accidents can still occur. This is why it's important to stay protected with the best car insurance in Norway. If you want to stay safe and protect yourself, then keep reading to learn about insurance for Expats.
Understanding Car Insurance in Norway
In Norway, all drivers must have at least minimum coverage. This level of insurance covers the costs of damages or bodily injuries for the other driver. This means you're not fully covered for any damages or personal injuries.
As an expat, this can be dangerous especially if you don't qualify for health insurance. Therefore, it's important to shop around for free quotes. Doing so will save you time and money in the end.
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However, the required documentation is different for expats. Most auto insurance coverage will require you to have a Visa or permanent residency.
You'll also need a driver's license from your original place of birth. However, an international driver's license is always preferred.
Next, get your proof of address, vehicle registration, and vehicle information ready. Getting all of these documents ready will expedite the process. Now you can begin to look at the types of car insurance and which one is best for you.
Choosing the Right Car Insurance
As an expat, you're going to have specific needs for your auto insurance coverage. So, let's dive deeper into the types of Car Insurance in Norway.
First, we have minimum coverage - ANSVARFORSIKRING. This type of insurance is the cheapest because it only covers the other driver.
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Consider comprehensive coverage - KASKO as this will protect you as well. For example, it can protect you from vandalism, fire, and even theft. Next, there's collision coverage.
This type of auto insurance coverage only protects you in the event of a collision. Typically, drivers combine this with comprehensive insurance.
Lastly, there is personal injury insurance and it can cover some medical expenses. Most drivers will combine different types of car insurance to get the perfect coverage.
How to Save Money on Expat Car Insurance
Traffic laws in Norway are very important to follow. They have strict speed limits and rules of the road. So, consider enrolling in a safe driver's course. Doing so could save you money on your auto insurance coverage.
Another tip is to use third-party websites that offer free quotes such as localmarket.no.
You must get free quotes because you want to ensure you've looked at every type of car insurance before buying. Additionally, make sure your driving record is clean.
Read Also: 5 TIPS FOR FINDING THE BEST CAR INSURANCE IN NORWAY
Having tickets or a collision history will increase your auto insurance rates. And some car insurance for expats might reward you for being a safe driver.
Car Insurance Made Easy
Expats in Norway have a hard time navigating through all the cultural differences. Hopefully, this article has made car insurance in Norway easier to understand.
Remember to take your time when shopping for the best rates to ensure optimal protection for you, and your assets. For further peace of mind, visit our website for a free quote today.
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