New Year, New Opportunities: A Look at the Legislative Changes in Norway for 2025. As with every year, January 1 brings new opportunities and challenges, alongside a series of legislative changes. Starting in 2025, regardless of the political context, Norway will implement several measures impacting personal finance, law, social benefits, and environmental protection. Here are the key changes you need to know to prepare for the year ahead.
Our advisors at locamarket.no have reviewed the latest updates on LOVDATA and Regjeringen.no and compiled a list of the 30 most important changes to keep in mind for your plans in 2025.
Changes in Personal Finance and Loans
Lower Mortgage Down Payment Requirement (Egenkapitalkrav)
The minimum down payment for property purchases will be reduced from 15% to 10%, making mortgage loans more accessible.
Read Also: Resident in Norway? Here's What You Need to Know About Property Taxation Abroad
Reduced Taxes for Low-Income Earners (Lavere Skatt)
Individuals earning less than NOK 1 million will enjoy lower taxes, and the tax exemption threshold for young people will increase to NOK 100,000.
Adjusted Tax Deductions for High Earners (Høy Inntektsskatt)
Those earning over NOK 1 million will see a slight increase in tax rates under the new brackets.
New Rules for Debt Settlements (Gjeldsordning)
Individuals facing financial difficulties will now have quicker access to debt settlements without prior mandatory negotiations.
Pension System Updates
Lifetime AFP Pension in the Public Sector (Livsvarig AFP)
Those born after 1963 will be eligible for a lifetime AFP pension, regardless of additional income.
Extended Protective Allowance for Disabled Individuals (Skjermingstillegg for Funksjonshemmede)
This benefit will now include individuals born between 1954 and 1962, with the first payments starting in April 2025.
Abolishment of Spousal and Child Pension Supplements (Pensjonstillegg)
These supplements will be discontinued, simplifying the pension system.
Extended Unemployment Benefits for the Fishing Industry (Arbeidsledighetstrygd for Fiskerinæringen)
Employees dismissed from the fishing sector will now receive benefits for 52 weeks within an 18-month period.
Legal and Societal Changes
Ban on Marriages Between Cousins and Close Relatives (Fetter-Kusine-Ekteskap)
From 2025, marriages between cousins or other close relatives will be prohibited, even if conducted abroad.
Read Also: At the Age of 101, Olav Thon – One of Norway’s Outstanding Citizens – Has Passed Away
New Advocacy Law (Advokatlov)
Stricter regulations for legal oversight will be introduced, with confidentiality obligations formally enshrined in law.
Accelerated Procedures for Young Offenders (Ungdomsforbrytelser)
Specialized youth courts will expedite criminal cases involving individuals under 18.
Enhanced Address Confidentiality (Adressebeskyttelse)
New rules will prevent blocked addresses or fictitious identities from being disclosed in legal documents.
Faster Processing of Firearm Permits (Våpentillatelse)
Firearm applications will be handled automatically, significantly speeding up the process.
Health and Welfare Updates
Removal of Chiropractic Subsidies (Kiropraktorstøtte)
Government support for chiropractic visits will be eliminated, requiring patients to cover costs in full.
New Abortion Law (Abortlov)
As of June 1, 2025, voluntary abortion will be allowed up to the 18th week of pregnancy. Later procedures will require approval from a medical board.
Increased Child Benefits for AAP Recipients and Unemployed (Barnetrygd i AAP)
Child allowances will rise from NOK 36 to NOK 37 per day.
Improved Housing Benefit System (Bostøtte)
Income adjustments will better align with housing benefits, reducing fluctuations in payouts.
Energy and Environmental Initiatives
Higher Threshold for Electricity Subsidies (Strømstøtte)
Subsidies will now apply when electricity prices exceed 75 øre/kWh (excluding VAT).
Emission-Free Ferries (Utslippsfrie Ferger)
Public ferries must meet zero-emission standards, with exceptions for hybrid and biogas-powered routes.
Abolishment of Post-Chernobyl Regulations (Tsjernobyl-Regler)
Rules requiring radioactive testing of sheep and reindeer meat will be rescinded.
Read Also: Tax on Investments and Capital Gains in Norway: A Short Guide
Stricter Environmental Requirements in Public Procurement (Miljøkrav)
Tighter standards for renewable energy use will be implemented in public contracts.
Travel and Driver Updates
Increased Passport and ID Fees (Passgebyr)
Passport fees for adults will rise to NOK 800, while temporary passports will cost NOK 1,250.
Temporary Taxi Price Caps (Makspris på Taxi)
A maximum fare limit for taxis will be introduced to prevent price gouging in central areas.
Education and Research Enhancements
Relaxed University Requirements (Universitetskrav)
Universities will now need only one PhD program instead of four to maintain their status.
Greater Support for Research Programs (Forskningsstøtte)
The government will boost funding for renewable energy and environmental research.
Other Notable Changes
New Local Tourism Taxes (Turistskatt)
Tourist municipalities will be allowed to introduce additional local fees to support infrastructure development.
Read Also: Things to Know Before Choosing Car Insurance in Norway
Simplified Regulations for Green Businesses (Grønn Bedriftsstøtte)
Starting eco-friendly businesses will become easier with streamlined regulations.
Changes in Renewable Energy Charges (Fornybar Energi Avgift)
Public procurement orders will need to meet new renewable energy tax requirements.
Promotion of Hybrid Solutions in Transportation (Hybridløsninger)
Funding will be allocated to developing hybrid public transport solutions.
Higher Emission Taxes for Heavy Industries (Industriskatt på Utslipp)
Heavy industries will face increased CO₂ emission taxes to encourage investment in green technologies.
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